Home Loan

Housing Loan Check List

 Sale Deed / Agreement Of Sale.

 Copy Of Approved Drawaings Of Proposed Construction / Purchase / Extension.

 NOC Under The Provisons Of ULC Act, 1976. Original Of The Same.

 Detailed Cost Estimate / Vauation Report From Chartered Engineer / Architect.

 In Case Of Conversion Of Agricultural Land For Non/Agricutltural Purposes, Copy Of The Relative Order.

 Non Encumbrance Certificate For 13 Years.Sale Deed / Agreement Of Sale.
Salary Certificate & From 16 Of Previous Year ( In Case Employed ).

 I.T.Returnes For The Last 2 Years (3 Years In Respect Of Professional / Self Employed / Bysinessmen) ( If I.T.Assessee) Duly Accepted By The ITO.

 Allotment Letter Of Co Operative Society/Housing Board ( If Applicable ), In Original.

 Noc From Society / Bulider As Per Enclosed Annexure.

 Proof Of Identification (Identity Card / Passport / Voter Identifiaction Card / Driving Licence).

 Tax Paid Receipts Etc. ( Advance IT / Property Tax / Municipal Tax, Etc.)

 Others / Proof Of Residence Like Tax Receit, Telephone Bill, Electricity Bill, I.T. Order,Etc.

 Personal Assets And Liabilities Statement In Bank’s Standard From.

 FOR SBI-NRI Housing Loan Scheme (In Addtion To Above)

 Copy Of Passport Including Page Containing Visa Stamping

 Copy Of Valid Work Permit / Employment Contract.

Renovation Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Extension Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Additional Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Reimbursement Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Realty Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Reverse Mortgage Home Loan

Another benefit of the secured loans is that these types of loans generally have the low rates of interest.or a number.

Car Loan

Car Loan Check List

 Statement Of Bank Account Of Borrower(S)For Last Twelve Months.

 Two Passport Size Photographs Of Borrower(S)/Guarantor.

 Signature Identification From Bankers Of Borrower(S)/Guarantor.

 Salary Certificate & From 16 Of Previous Year(In Case Employed).

 I.T Returns With All Enclosures For The Last 2 Years (3 Years In Respect Of Professional/Self- Employed/Businessmen)(If I.T.Assessee) Duly Accepted By The Ito.

 Proof Of Identification (Identity Card/Passport/Voter Identification Card/Driving Licence).

 Proof Of Residence Like Tax Receipt,Telephone Bill,Elctricity Bill,I.T.Order Etc. For Applicant.

Proof Of Offical Address For Non-Salaried Individulas.

 Tax Paid Receipts Etc.(Advance It/Property Tax/Municipal Tax,Etc.)

 Detailed Cost Estimate / Valuation Report In Case Of Used Car.

 For Sbi-Nri Car Loan Scheme (In Addition To Above).

 Copy Of Passport Including Page Containing Visa Stamping(Guarantor).

 Copy Of Valid Work Permit / Employment Contract In English Translation Duly

 Attested By Employer/Consulate/Embassy/Our Foreign Office If Is Any Other Language(Guarantor).

 Copy Of Continuous Discharge Certificate In Resepct Merchant Navy Personnel(Guarantor).

 Statement Of Overseas Bank Account Of Guarantor For Last Six Months Reflecting Salary Saving Credits.

 Power Of Attoney If Applicable,In Bank’s Standard Format Duly Stampled And

 Notarized / Attested By Indian Embassy / Cosnulate(Guarantor).

 Copy Of Valid Work Permit / Employment Contract.


NRI Home Loan

NRI Home Loan Check List

 Completed Loan Applications.

 Three Passport Size Photographs Including Those Affixed In The Loan Application.

 Copy Of Passport Including Page Containing Visa Stamping (TO BE NOTORISED)

 Copy Of Valid Work Permit.(TO BE NOTORISED)

 Copy Of Employment Contract/Offer Letter (And English Translation Duly Attested By Empolyer/Consulate/Embassy/Our Foreign Office If It Is In Any Other Language)…(TO
BE NOTORISED)

 Latest Salary Certificate/Salary Slips For 3 Months In Original Or Notarised Or

 Proof Of Income In Case Of Self Employed/Professionals..(TO BE NOTORISED)

 Latest Credit Report Of Individuals.(TO BE NOTORISED)

 Copy Of Identity Card Issued By The Employer..(TO BE NOTORISED)

 Proof Of Residence(Driving License/Utility Bills Etc.)..(TO BE NOTORISED)

 Statement Of Overseas Bank Account For The Last Six Months Which Refiect Credit Of Salary.Savings Etc And 6months Statement Of NRE/NRO A/C In India.(TO BE NOTORISED)

 Brief Write Up On Employment Profile For The Last 10 Years.

 Brief Write Up On The Company/Institution Where Employed I.E. Its Constitution

 Activity Employee Base Sales/Net Profit (Approx) Etc.

 Power Of Attorney If Applicable In Bank’s Standard Format Duly Stamped And Notorized/Attested By India Embassy/Consulate. The Applicant Should Sign On Both Pages Of GPA.. (TO BE NOTORISED)

 Copy Of Latest W2 And Income Tax Returns For The Last Two Years.

 Assets & Liabilities Statement (If The Required Loan Amount Exceeds Rs.100 Crores.This Statement Should Be Notorized At Your End).

 Sale/Deed/Agreement Of Sale Link Documents For The Last 15years.

 Approved Plan Of The Municipality/Approved Layout/NOC Under ULC Act.

Business Loan

Another Benefit Of The Secured Loans Is That These Types Of Loans Generally Have The Low Rates Of Interest. More So, These Loans Can Be Taken Up For A Number Of Purposes Including Debt Consolidation, Another Benefit Of The Secured Loans Is That These Types Of Loans Generally Have The Low Rates Of Interest. More So, These Loans Can Be Taken Up For A Number Of Purposes Including Debt Consolidation.